Incentive-Compatible Debt Contracts: The One-Period Problem

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ID: 291142
1985
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Abstract
In a simple model of borrowing and lending with asymmetric information we show that the optimal, incentive-compatible debt contract is the standard debt contract. The second-best level of investment never exceeds the first-best and is strictly less when there is a positive probability of costly bankruptcy. We also compare the second-best with the results of interest-rate-taking behaviour and consider the effects of risk aversion. Finally we provide conditions under which increasing the borrower's initial net wealth must reduce total investment in the venture.
Reference Key
openalex_W2140281938 Use this key to autocite in the manuscript while using SciMatic Manuscript Manager or Thesis Manager
Authors Douglas Gale, Martin Hellwig
Journal The Review of Economic Studies
Year 1985
DOI
10.2307/2297737
URL
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