premiums calculation for life insurance
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2012
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Abstract
The paper presents the techniques and the formulas used on
international practice for establishing the premiums for a life policy. The formulas are generally based on a series of indicators named mortality indicators which mainly point out the insured survival probability, the death probability and life expectancy at certain age. I determined, using a case study, the unique net premium, the annual net premium for a survival insurance, whole life insurance and mixed life insurance.
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preda2012annalspremiums
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| Authors | ;ANA PREDA;MARIANA GÎRBACI |
| Journal | jmir medical informatics |
| Year | 2012 |
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