credit risk management with the purpose of optimizing the performances of the financial institutions
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ID: 137253
2014
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Abstract
Any loan transaction is accompanied by a risk: the probability that the borrower will not honor its
commitment. The assessment of the risk is of paramount importance to the lender, since the enterprises are quite
frequently facing difficulties (default, bankruptcy), and, since the consequences of these difficulties seriously
affect the economy. Regarding the creditor, the existence of this risk affects his hope to earn profit from the
lending operations and increases the likelihood of encountering serious difficulties, if the debtor is not able to
repay the loan.
| Reference Key |
2014analelecredit
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|---|---|
| Authors | ;BĂRBULESCU MARINELA ;HAGIU ALINA ;BRÎNZEA VICTORIA-MIHAELA |
| Journal | kastamonu eğitim dergisi |
| Year | 2014 |
| DOI |
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