Health Benefits In 2019: Premiums Inch Higher, Employers Respond To Federal Policy.

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2019
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Abstract
The annual Kaiser Family Foundation Employer Health Benefits Survey found that in 2019 the average annual premium for single coverage rose 4 percent to $7,188, and the average annual premium for family coverage rose 5 percent to $20,576. Covered workers contributed 18 percent of the cost for single coverage and 30 percent of the cost for family coverage, on average, with considerable variation across firms. Fifty-seven percent of firms offered health benefits to at least some of their workers. While some larger firms reported that take-up dropped because of the elimination of the individual mandate penalty, the overall share of workers covered at their own firm (61 percent) was similar to that in recent years. Large employers reported taking a variety of steps to address the opioid epidemic over the past few years. Our findings offer some context for the role of health insurance reform in the 2020 election cycle.
Reference Key
claxton2019healthhealth Use this key to autocite in the manuscript while using SciMatic Manuscript Manager or Thesis Manager
Authors Claxton, Gary;Rae, Matthew;Damico, Anthony;Young, Gregory;McDermott, Daniel;Whitmore, Heidi;
Journal Health affairs (Project Hope)
Year 2019
DOI
10.1377/hlthaff.2019.01026
URL
Keywords
telemedicine health policy health maintenance organization taxes premiums deductibles co-payments coinsurance employer-sponsored insurance health benefits preferred provider organization

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