Impact Of Mindfulness On Impulsive Buying And Financial Self-Efficacy Among Adults
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ID: 312209
2025
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Abstract
Background: In a society of the fast growing consumerism, impulsive buying has become a typical behavior that causes financial havoc. The practice of mindfulness, or being nonjudgmentally in the present moment, has been linked to better self-regulation and emotional regulation. The other important factor for financial well-being is financial self-efficacy- believing in your ability to do what is necessary to manage your finances. Indeed, relatively few investigations have examined how mindfulness is associated with impulsive buying and financial self-efficacy, especially in collectivist cultural society.
Objective: The objective of this research was to find out the effect of mindfulness on impulsive buying and financial self-efficacy among adults.
Methods: A groups of 400 adult individuals (200 males and 200 females) were recruited to a cross-sectional questionnaire-based study where standardized tools such as the Mindfulness Attention Awareness Scale (MAAS), the Impulse Buying Scale (IBS) and the Financial Self-Efficacy Scale (FSES) were used. Data was analyzed using Pearson correlation and independent t-tests.
Results: According to the results, there was a positive and meaningful correlation between mindfulness and financial self-efficacy (r =. 604, p <. 01) as well as between mindfulness and impulsive buying (r =. 305, p <. 01). Self-efficacy was also associated positively with impulsive buying (r =. 309, p <. 01). Sex differences indicated that girls reported significantly higher scores in the three variables than boys.
Conclusion: The findings provide a culturally contingent view on the role of mindfulness, which appears to increase financial self-efficacy and which is also associated with impulsive buying in particular conditions. Speaking to these results, culturally-tailored interventions that promote mindfulness over behavioural economics can be seen as an effective way of curbing heedless financial behaviour.
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| Authors | Wajiha Ghazal |
| Journal | Social Sciences & Humanity Research Review |
| Year | 2025 |
| DOI |
10.63468/sshrr.053
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| URL | |
| Keywords | Keywords not found |
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