Role of Religiosity, Rationality and Similarity Perception in Adoption of Islamic Banking: A Case of Pakistan

Clicks: 3
ID: 311096
2019
Article Quality & Performance Metrics
Overall Quality
Not rated
Combines reader engagement with the AI quality analysis. This article has not been analysed, so there is no overall score — reader engagement is measured and shown alongside.
AI Quality Assessment
Not analyzed
Readership in this journal
Emerging

Ranked #220 of 259 articles by views in Pakistan Journal of Islamic Research

Most read Least read

Bar heights use a square-root scale. Only the 120 most-read articles are drawn; the journal has 259 in total.

Mint this article as an NFT
Not yet minted

Create a permanent, verifiable on-chain record of this article on the Scimatic Network. The NFT is held in your Journament account, and you can withdraw it to your own wallet at any time.

5 SUSD one-off · no wallet required
Abstract
Some clients focus on the service quality, associated risk and the financial impact of the bank whereas other clients prefer to select the bank on the basis of their religiosity. The main objective of this study is to explore the reasons of the bank selection by the clients. This study also tries to explore the impact of the rationality and religiosity on the adoption of Islamic banks in the presence of the perception that both banks are similar. We applied mixed method approach. At first stage, in-depth interviews were conducted for the qualitative judgment of the problem and then quantitative approach was used by collecting data through questionnaires. Structural equation modeling was applied by using AMOS and SPSS. Results indicate that both religiosity and rationality have positive impact on selection of Islamic banks but, in the presence of rationality, religiosity is having insignificant influence. Perception about the similarity of both types of banks reduces the impact of religiosity on adoption of Islamic banks. However, this perception does not have any impact on the relationship of rationality with adoption of Islamic banks because the rational clients don’t bother about the similarity of bank types.
Reference Key
imported_1769983612_697fce7cddf4f Use this key to autocite in the manuscript while using SciMatic Manuscript Manager or Thesis Manager
Authors Muhammad Amir
Journal Pakistan Journal of Islamic Research
Year 2019
DOI
DOI not found
URL
Keywords Keywords not found

Citations

No citations found. To add a citation, contact the admin at info@scimatic.org

No comments yet. Be the first to comment on this article.