Chaching! The financial well-being of graduating public university students in Metro Manila

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ID: 287651
2025
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Abstract
This study examines the impact of household financial practices on the spending patterns of graduating undergraduate students studying in public or state universities in Metro Manila. The researchers utilized a qualitative phenomenological approach in which in-depth interviews were conducted with 15 students to analyze how their financial behaviors are shaped and influenced by their respective household's financial management. Key findings reveal that their upbringing strongly influences students' financial well-being, which includes their spending habits, budgeting strategies, and financial decision-making, which often mirror those of their households. Participants from households with structured financial management exhibited more conscious spending behaviors, while those from less financially disciplined backgrounds demonstrated impulsive spending tendencies. In addition to this, external factors such as digital banking, online shopping, and social influences further shape financial habits. The study highlights the need for increased financial literacy education to better equip students for financial independence when transitioning to employment. Insights from this research may inform educational institutions and policymakers in promoting sustainable financial behaviors among Filipino youth.
Reference Key
persistent_1760662250_68f192eade61e Use this key to autocite in the manuscript while using SciMatic Manuscript Manager or Thesis Manager
Authors Marasigan, Alexis Rem P.
Journal Malay Journal
Year 2025
DOI
DOI not found
URL
https://animorepository.dlsu.edu.ph/etdb_behsc/15
Keywords Keywords not found

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