penerapan asas kebebasan berkontrak dalam perjanjian simpan-pinjam yang dilaksanakan oleh bmt surya mandiri

PENERAPAN ASAS KEBEBASAN BERKONTRAK DALAM PERJANJIAN SIMPAN-PINJAM YANG DILAKSANAKAN OLEH BMT SURYA MANDIRI   Ridho Rokamah Abstract: Legal relation between debtor and creditor is a part of ‘civil law’ case (hukum perdata.) It is a contract refers to a particular case. Each sides of doers can freely manage contents of contract based on ‘civil legal law’ (KUH Perdata) article 1338 which states “Semua perjanjian yang dibuat secara sah berlaku sebagai undang-undang bagi mereka yang membuatnya.” Contract content standard of BMT Surya Mandiri, substantially, suffers a financial loss for two sides.  Contract standard especially muz}a>rabah should be revised not only at payment system but also at ‘payment duration’ and ‘wanprestasi’ to strengthen legal justice for both sides. This paper is to analyze this particular contract using legal jurisprudence and ‘civil legal law’ (KUH Perdata) for harmonize the two sides of doers.      Keywords: Perjanjian baku, asas kebebasan berkontrak, perjanjian muz}a>rabah,