pengembangan model reduksi resiko dan kalasi kinerja pembiayaan mudharabah pada lembaga keuangan mikro syari’ah

The development of Islamic financial institutions in Indonesia is very fast even though it is a new institution that all products are new in this Muslim-majority country. This study will test the competence variables account syariah officer and risk of financing in relation to the financing is affecting performance, and will also test the variable business ethics and information asymmetry in relation to risk and financial performance. Sample of this research is Islamic Microfinance Institutions in Jember and Bondowoso with respondent managers and leaders Sharia Micro finance Institutions using primary data obtained through questionnaires. This study used a quantitative approach and the data processing using Partial Least Square (PLS). Final output of this research is the development of arisk reduction model of financing is an attempte scalation of financing performance.