impact of macro-economic factors on deposit formation by ukrainian population
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ID: 128969
2014
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Abstract
The goal of the article is detection of interconnections between the common economic processes and formation of bank deposits by population. The article builds a correlation and regression model of complex assessment of interconnection between macro-economic factors, savings behaviour of population and level of deposits of population in banks for two hour horizons: short-term, which is characterised with deployment of crisis phenomena both in global economy and in Ukrainian economy and the medium-term one. The article characterises the most significant common macro-economic factors. In the result of the study the article establishes that Ukrainian population is oriented at short-term horizon when forming savings due to the uncertainty in future. In the medium-term prospective, savings of the population are formed basically under influence of macro-economic factors, while formation of deposits by Ukrainian population is mostly influenced by socio-psychological factors.
| Reference Key |
h.2014bznesimpact
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| Authors | ;Shevaldina Valentyna H. |
| Journal | journal of inorganic and organometallic polymers and materials |
| Year | 2014 |
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