Adverse selection and the challenges to stand-alone prescription drug insurance

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ID: 116522
2004
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Abstract
This paper investigates a possible predictor of adverse selection problems in unsubsidized stand-alone prescription drug insurance: the persistence of an individual's high spending over multiple years. Using Medstat claims data and data from the Medicare Survey of Current Beneficiaries, we find that …
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Journal frontiers in health policy research
Year 2004
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