Adverse selection and the challenges to stand-alone prescription drug insurance

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ID: 116522
2004
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Abstract
This paper investigates a possible predictor of adverse selection problems in unsubsidized stand-alone prescription drug insurance: the persistence of an individual's high spending over multiple years. Using Medstat claims data and data from the Medicare Survey of Current Beneficiaries, we find that …
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Authors Pauly MV;Zeng Y;;
Journal frontiers in health policy research
Year 2004
DOI
DOI not found
URL
https://www.pubmed.gov/15612335/
Keywords
National Center for Biotechnology Information NCBI NLM MEDLINE Insurance Marketing humans pubmed abstract nih national institutes of health national library of medicine models research support non-u.s. gov't regression analysis United States economic health services research pharmaceutical services / economics* mark v pauly yuhui zeng pmid:15612335 doi:10.2202/1558-9544.1051 drug prescriptions / economics* economic competition health expenditures / statistics & numerical data insurance claim reporting / economics insurance coverage / economics insurance selection bias* pharmaceutical services / standards medicare / economics* needs assessment private sector / economics public sector / economics risk adjustment / economics

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